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You must understand how health insurance works before purchasing one. Even if you take good care of your health, many unexpected things can happen at any time, like seasonal illnesses, dengue, malaria, or an accident. There are some restrictions and exclusions that apply to all health insurance plans.

It is recommended that you verify every aspect of the policy, including the coverage provided by the plan.On an individual or floater sum insured basis, family health insurance covers all of your family members against medical expenses incurred during an emergency.